student loan Top Bank in BD

student loan in BD

City Bank student loan

Loan provided for education purpose, which may include tuition fees, living expense, medical insurance, airfare and other associated costs. student loan bd .

Features

Loan Amount: 100,000 BDT to 2,000,000 BDT
Tenor: 1 to 5 Years
Interest Rate: Competitive Interest Rate
Top Up: Allowable after 3 months (Minimum BDT 1 Lac)

Eligibility

Applicant: Parent/s of the student or Legal Guardian

Age: 22 to 60 years

Experience: student loan bd

Salaried Executive: Minimum 2 Years
Professionals: Minimum 2 years of practice
Businessman: Minimum 3 years

Monthly income criteria:

Salaried Executive (A/C Payee): BDT 40,000
Landlord: BDT 50,000
Professional: BDT 60,000
Business person: BDT 100,000

Required Documents

Download basic required documents for Student Loan, please Click here

Fees and Charge: student loan bd

All fees and charges will be applicable as per SOC

basic required documents for Student Loan
Common Documents for all Segments
· Photocopy of NID/Smart card of Loan applicant and guarantor
· 3 copies of Passport size lab print photograph of Loan applicant and 2 copies of guarantor
· Visiting Card/Business card/Office ID copy of both loan applicant and guarantor
· Latest E-TIN of customer
· Latest Utility bill copy
· Sanction letter and repayment statement of existing loans (if any)
Documents for Salaried Person
· Letter of Introduction (LOI)/Salary Certificate/Pay Slip
· Last 6 month’s Bank Statement
Documents for Self-Employed/Professionals like Doctors, Engineers, Accountants, Architects etc.
· Last 6 month’s Bank Statement
· Latest Professional Qualification/ Membership Certificate for self-professional
· Self-income declaration on professional Pad, Letter head

Documents for Businessman
· Last 1-year Bank Statement
· Updated Trade License
· Registered Partnership Deed for Partnership concern
· MOA & Certificate of Incorporation for limited company
· Schedule – X, XII and Board resolution for limited company (if Applicable)
· Company TIN, BIN, VAT certificate and Business card of company (if applicable)
Documents for Landlord/Land lady
· Last 6 month’s Bank Statement with rental reflection
· Ownership Document of Rented Property
· Rental Deed
· Mutation copy (if applicable)
Additional required documents from Students
· NID. student loan bd
· 3 copies of Photography
· Offer letter from university application documents
· Academic Certificates
· Valid Passport

EBL student loan bd

EduLoan Unsecured – Education Loan without Security Deposit

EMI based loan facility
Loan amount: BDT 100,000 to BDT 20, 00,000 .
Processing fee – 1% of the Loan amount
Repayment tenure: 12 – 60 months
Advance / partial pre-payment is allowed
Competitive Interest Rate: student loan bd
Student file services available

EduLoan Secured – Education Loan with Security Deposit

EMI based loan facility
Loan amount minimum BDT 100,000 to maximum BDT 25,00,000 or 90% of the security deposit (EBL FD)
Processing fee – 1% of the Loan amount (minimum BDT 2,000 or maximum BDT 10,000)
Repayment tenure : 12 – 60 months
Advance / partial pre-payment is allowed
Within same day processing
No personal guarantee required
Student file services available
Joint applicant possible, provided he/she is a co-applicant of the security.

EduLine – Credit Facility against Security Deposit

Overdraft facility
Loan amount: BDT 100,000 to BDT 25,00,000 or 90% of the security deposit (EBL FD)
Interest against utilization only
Within same day processing
Processing fee – 1% of the loan amount (minimum BDT 2,000 or maximum BDT 10,000)
No personal guarantee required
Student File Services available
Joint applicant possible, provided he/she is a co-applicant of the security

All Information on EBL

Mercantile Bank Education Loan

Education Loan may be availed by any student of Bangladeshi National with excellent educational track record to provide financial assistance for further educational purposes like study in abroad or within the country.

Purpose : To pursue higher studies for undergraduate courses (general/technical) in home and post-graduate courses in home and abroad.

Loan Limit : Maximum Tk.5.00 lac for studies in Bangladesh & Max. Tk.20.00 lac for studies in abroad

Tenure: Minimum 01 year & maximum 06 years with 3 months moratorium depending on the nature of courses

Age Limit: 18-26 years

Interest Rate: Competitive Interest Rate

Customer Segment

Any student of Bangladeshi National
Holds excellent result in SSC/HSC/O-level/A-level or equivalent from any recognized educational institution at home or abroad for pursuing undergraduate course in home
Holds excellent result in SSC/HSC/O-level/A-level or equivalent from any recognized educational institution at home or abroad for pursuing post-graduate courses in home or abroad as well
Father/mother/guardian will become joint applicant(s) with the student and application form of Education Loan will be signed by the parent/guardian along with the student.

Expenses Considered for Loan

Fees payable to University/College/Hostel
Purchase of books/ equipments/ instruments/ uniforms
Travel expenses/ passages money for studies abroad
Purchase of computers – essential for completion of the course
Boarding and lodging expenses in recognized boarding houses/ private accommodations

Required Documents

Bio-Data of the applicant with guardian
Personal net-worth of the guardian
Salary certificate from employer both the applicant & guardian if any
Copies of financial requirements to pursue the course duly issued by the competent authority of the concerned educational institution
Profile of the selected educational institution
NOC of the employer to pursue the study
Photocopy of valid Bangladeshi passport of the applicant in case of studies in abroad
Open student file with MBL

PBL Bank Studant Loan

Foreign Education Loan
Studying abroad can be a life-changing decision, however, this doesnâ€™t come easy. Now guardians have the option to make arrangements for funding the education expenses.
Our new Foreign Education Loan will help the guardians to fulfil their dream of an international education for their children.
Features

To meet the cost of foreign education covering fees payable to University/ College, boarding and lodging expenses etc.

Student File Service available
Loan amount upto TK.25.00 (Twenty Five) Lac or 80% of appropriate security value whichever is lower..
Flexible repayment of 12 Months to 60 Months.
Interest Rate: Presently 9%.
Processing Fee: 0.50% of the loan amount.
Moratorium Period upto 3 months.
No Hidden Charge.
Easy documentation & quick processing.
Option for early & partial settlement.
Eligibility:

Applicant should be Parent or first relative of the student who bears the educational expenses.
The applicant should be Bangladeshi individual (supported by NID).
Reliable income source of parents/ guardian for the repayment of EMI.
Minimum monthly net income should be at least 3 (Three) times of monthly installment.
For loan amount exceeding Tk.5.00 lac, applicant must be a tax payer.
Maximum age of the applicant should not exceed 65 (Sixty Five) years at the time of maturity of the loan.

Required Documents:
Copy of National ID of Applicant/ Guarantor and Passport of the student.
â€¢ 2 Copies of recent lab printed passport size photograph of Applicant, Guarantor & Student.
Copy of latest Income Tax Clearance Certificate/ Tax Return/ Tax Acknowledgement Receipt of the applicant (for loan amount exceeding Tk.5.00 lac).
Bank Statement of at least 06 months.
For salaried person, Salary Certificate from competent authority.
For businessman, valid trade license, income statement and other papers of firm/ company with financial reports.
Offer Letter from foreign educational institution.
Profile of the selected educational institution.
Study plan with budget i.e. information regarding tuition fees and living expenses etc.
Photocopy of all relevant educational certificates & transcripts including IELTS & TOEFL (if any).

Personal guarantee(s).

Authorization for debiting client’s deposit account for collection of EMI.
Required No’s of fully prepared post dated & valid signed MICR cheques with Memorandum of Deposit of cheques.

Collateral Security.
FDR with PBL/ other Banks duly discharged & properly lien marked.

One Bank Student Loan

One Bank Student Loan aims to provide the much needed financial support to deserving students for pursuing higher professional or technical education in home and abroad. As you embark on your overseas education, we at ONE Bank would be glad to help you fulfill your aspirations with our Student Loan. We understand that studying abroad is not just every student’s dream, but every parent’s aspiration and our solution shall assist you in turning them into reality. Our endeavor is to help the future of our nation in education and prosperity.

Features:Loan amount ranges from BDT 50,000/- to BDT 20,00,000/-Loan tenure up to 60 monthsInterest rate is 12.00%Minimal documentation

Eligibility: Any credit worthy Bangladeshi Parents/Guardian of the students having age from 21 to 65 years or retirement age whichever is earlier at loan maturity

Professional Experience: Regular/Permanent employee with minimum 1 year of total experience and minimum 6 months’ with present employerBusiness Individuals: Minimum 2 years of business establishmentProfessionals: Minimum 2 years of practice in the respective profession

Minimum Gross Monthly Income: Salaried: BDT 25,000/-Professionals/Landlord/Lady/Business Individuals: BDT 50,000/-

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Bank Asia Student Support Loan

Overview

Student Support Loan (SSL) is a loan facility offered by Bank’s Consumer Finance under Retail Banking Division for the student to cater their financial needs of respective student’s higher education. Currently a significant number of students are willing to pursue higher degrees in abroad and Bank Asia helps to peruse their dream.

CUSTOMER SEGMENT

Any Bangladeshi student, admitted in respective educational institute after completion of HSC/O-Level/Equivalent
Holds acceptable result in SSC/HSC/O-Level/A-Level or equivalent from any recognized educational institute of Bangladesh or abroad (acceptable to the Bank Asia Limited)
Father/ Mother/ Guardian may become joint applicant/ guarantor (if necessary)
Individual, who have attained VISA (for higher study in abroad)

ELIGIBILITY

Age Limit: Student: 18 – 30 years; Parents/Guardian: 25 – 65 years (at loan maturity)

LOAN FEATURES

Loan Amount: Minimum BDT 50,000 /- to Maximum BDT 5,00,000 /- (For study in Bangladesh) & BDT 10,00,000 /- (For study in abroad)
No processing fee
Repayment tenure minimum 1 year to maximum 9 years (including 4 years grace period) or 5 years except grace period.
Payment method: Equal Monthly Installment
Competitive interest rate
No hidden cost
Personal Guarantees

CHARGES AND FEES

As per schedule of charges of Bank Asia/ Bangladesh Bank’s/ Regulator’s circulars.

NCC bank Student Loan

Thinking of higher studies abroad? Just think of us first..

You should think more on where your child should study than your financial constraints. To help your child to make understand his/her true academic potential, come to NCC Bank for our Education Loan, to ensure a better higher education for your child.

Loan Limit: Minimum: BDT 100,000 and Maximum: BDT 1,000,000

Loan Application Fees: BDT 600.

Any Bangladeshi bonafide student, after successful completion of at least H.S.C.
Complied all preconditions for getting admission and Visa formalities.
Have no bad reputation e.g. Criminal Record, Political connection etc.

Documents

Completion of A/C opening formalities including Letter of Introduction.
Letter of Authorization from the Student for whom the Loan will be availed.
Copies of National ID Card & TIN of Borrower, Student and Guarantor (if available).
Salary/ Income Certificate stating net earning.
Copy of Passport with valid visa of the student, where applicable.
Copies of Certificate of Education of the student.
Any other documents that are prudently felt necessary.

Shahjalal Islami Bank Limited

Shahjalal Islami Bank Limited (SIBL) is one of the first Islamic banks in Bangladesh and offers an attractive education loan program for students who want to further their studies in Bangladesh or abroad. SIBL is unique in that they have a set loan limit for each student, regardless of where they plan to study. Students can receive up to BDT 7 lac for a degree in Bangladesh or BDT 15 lac for a degree in another country. The interest rate is 14% per year, which is higher than other banks, but SIBL doesn’t charge a service fee, which can be an advantage. The repayment period is up to 60 months after the loan is received.

Education Loan Uttara bank

Any Bangladeshi individual who has the means and capacity to repay bank loan, In specific terms, these could be salaried employees/executives of multinational and middle to large size local corporate, Government, Semi-autonomous body, in reputed NGOs (Non Government Organizations) international aid agencies and UN bodies, and other employees acceptable to the ban

Purpose: To meet the Educational Expenses of Self/ son/daughter or any other dependant.(Local/Foreign)

Eligibility:

Age: Minimum age 25 years ( At the time of application), Maximum age at loan maturity up to 60 years (At the end of Loan Tenor)
For permanent and confirmed salaried person, minimum three (3) years experience with 1 year employment in present organization
Minimum Yearly income (Net BDT):At least three times of the total yearly installments amount of applied loan
Borrower must reside for at least 6 month in the same address

Loan Size: Maximum amount of loan under this Scheme will be Tk.3.00 lac (Taka Three Lac)

Loan to Value Ratio: 70% of the cost to be paid by the borrower

Security/Collaterals Requirement

Two Personal Guarantees with net worth declaration.
Personal Guarantee of spouse/parents or any other family members acceptable to the bank.
Post dated cheques for all installments
One undated cheque covering total amount of all instalments

Tenor: Maximum 5 years

Repayment method: Equal Monthly Instalments

Disbursement Mode: By making credit to customer’s savings/Current account

First repayment date:1^st repayment will be started at the end of one month from the date of disbursement

Documents Requirement

Recent Passport size photographs of applicant(s) and guarantor (s).
Photocopy of NID/Passport of applicant (s) and guarantor (s)
Latest Utility Bill (Gas/Water/Electricity)
Study plan with budget..
Business Card/Office ID of applicant (s) and guarantor (s), if any.
Latest Tax Certificate / E-TIN
Personal Net Worth statements of applicant (s) and guarantor (s).
Bank Statement of last 12 months for businessmen and 6 months for others.
Rent or Lease agreement of house/property (if applicable)
Salary Certificate / Letter of Introduction.
Professional Certificate issued by the concerned Institution.

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Trust Bank Student Loan

Trust Student Loan is an unsecured loan facility (EMI Based) for purchasing Laptop/ Desktop Computer/ Smart Phone / Gadget for using of educational purpose / Higher study material / IT Training etc. Through this loan student can also meet the fees of Vocational / Technical / IT Training / Higher Study Course fee to develop their standard of Life.
Any credit worthy Trust Student or Youth Account holder / Any Student or student’s legal guardian (who are credit worthy) can enjoy this facility from Trust Bank Limited. student loan bd

FEATURES
Attractive interest rate
Minimum documentation
Partial and early settlement is allowed
Zero processing fee . student loan in bangladesh
Free early adjustment fee
Any applicant (Youth / Student account holder) along with his / her guardian who is credit worthy can jointly apply for this loan.

LOAN LIMIT
To purchase Computer / Laptop/ Gadgets / Smartphones or any other Study material –

Minimum Tk. 25,000/-
Maximum – Tk. 100,000/-
For Vocational / Technical / IT Training / Higher Study Course Fee –
Minimum – Tk. 100,000/-
Maximum – Tk. 500,000/-
Tenor: 12 to 36 months (EMI based)
Minimum Down Payment: 30%

ELIGIBILITY
Age: If the borrower is a Youth A/C holder than –
Minimum age – 21 years
Maximum age – 30 years (at the time of application for the loan)
If the borrower is parent of any Student/ Youth A/C holder than –
Minimum age – 25 years
Maximum age – 63 years student loan in bangladesh

DOCUMENTS
Passport or NID or any valid photo ID provided by Govt.
Photograph of Borrower & guarantors
Business card (if applicable) student loan in bangladesh
Bank Statement for last 6 months
Copy of TIN certificate (if applicable)
Letter of Introduction (LOI) for salaried executives or Salary slip, if it covers the major information of LOI
Trade license / MOA / Partnership deed for businessmen or any other related documents
Copy of house ownership and rent agreement for land lord / land lady and branch visit report (if required)

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NRBC Bank Education Loan

You may dream to study in renowned and top ranked educational institutions abroad to keep you one step ahead in the competitive world. Once you have decided from where to pursue your education abroad, the most difficult part comes to your mind arranging and managing the funds. A majority of the foreign educational institutions require solvency certificate / document which you need to submit. NRBC Education Loans are designed to meet such solvency requirements for meritorious students. With high loan amount, hassle free application and competitive rates of NRBC Education loan, you will never be far away from making your dreams come true.

Features : student loan bd
1. Loan will be sanctioned in the name of parent/guardian/sponsor
2. Long repayment tenure upto 2 years
3. Financing amount ranging from 5 lac to maximum 20 lac
4. Disbursement in savings account with the bank
5. Loan will be sanctioned after the confirmation from the foreign institute
6. Option to avail pre-paid student card. student loan in bangladesh

student loan in bangladesh
Benefits : student loan bd
1. Financial assistance in form of bank solvency for higher education abroad
2. Financial assistance in form of bank solvency for higher education abroad
3. Partial settlement is allowed without fee
4. Quick processing and easy documentation
5. Attractive and competitive rates & charges
6. Pre-paid student card to meet expenditure and pay tuition fees abroad

student loan in bangladesh
Processing Fee
1 Processing Fee: 1% of loan amount + VAT
2 Penal Rate: 2.00% monthly on overdue amount
3 Early Settlement Fee: 1% on outstanding amount for full settlement
Required Documents
Filled application form
Passport size photographs of the applicant and the co-applicant
Photo ID of the applicant and the co-applicant
Academic documents; Mark sheets, Certificates of the student
Offer/Acceptance Letter from College/University
Valid Passport with VISA for the student
Utility bill of residence address
Income documents of parent/sponsor (Salary letter, Audited balance sheet, rental agreement, bank statement etc.)
TIN certificate for parents/sponsor student loan bd

Easy transfer of study application fees to educational institutions abroad
Opening/Processing student file for transferring tuition fees and living expenses
Secured student Loan against FDR

student loan in bangladesh

Eastern Bank Studant Loan

Established in 1992, Eastern bank has developed a reputation for being one of the leading institutions in the private banking sector of Bangladesh, known for its high annual turnover and exceptional customer service. The bank’s student loan program is highly competitive compared to other private banks, with loan amounts ranging from BDT 1 lac to BDT 20 lac and a standard interest rate of 9% per year. However, unlike most banks, Eastern bank does not have a guardianship requirement for the loan. The loan repayment period is 1 year to 5 years, but there is a non-refundable 1% processing fee that is deducted from the original loan amount. Overall, Eastern bank can be a great choice for a quick and trustworthy banking experience for student loans.